An appraisal is an opinion as to the authenticity, quality, design and value of a piece of jewelry. Since it is an opinion, backed and supported by training, equipment and experience, it is important to understand that there can be honest variations between competent appraisals.

Most people commonly believe that the declared price evaluation is the most important aspect of an appraisal. This is not true! Actually, the most important part (and the most protective to the customer) is an explicit description of the jewelry item, accurately depicting the design, the metal, and the stone.

You should have your jewelry appraised.

• On the purchase of new jewelry, assure coverage for replacement in case of loss or theft
• In view of continuing inflation, it is a good idea to have all your jewelry appraised every two or three years

Remember that the most reliable appraisal is an opinion based on knowledge gained through education and special training, backed up by technical equipment and reinforced by experience.

To give yourself the benefits of the most accurate appraisal possible, heed these points.

• Do not try to save money on an appraisal. For a professional evaluation, expect to pay a fair fee, usually based on an hourly rate. The more intricate the jewelry, the more time needed to examine it.
• Do not rush your appraiser. Give him adequate time to carefully examine every facet of your jewelry.

Appraisals do not represent an offer to purchase or replace your jewelry.